Business Insurance Interactive Terms and Conditions of Use Agreement
BusinessInsurance.com including its associated news products, such as news alerts and newsletters, and all information, data, images, specifications, reviews, news, videos, and other content is an information and news service (collectively referred to as the "Service") from Business Insurance and Crain Communications Inc ("Crain").
By using the Service, you agree to be bound by all of the terms in this Terms and Conditions of Use Agreement (the "Agreement"). If you do not fully agree with this Agreement, do not use the Service. Your failure to follow this Agreement may result in termination of your access to the Service, without notice and in addition to any other remedies available to Crain.
Crain may change the terms in this Agreement at any time. When the terms are changed, Crain will notify you by posting a notice on the Service, and the changes will appear in this document. By using the Service after any change in the Agreement is posted, you agree to be bound by all of the changes as well.
COPYRIGHT AND LIMITATIONS ON USE
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USER-PROVIDED CONTENT AND LICENSE
By posting or submitting comments, reviews, ideas or other content on the Service, you represent and warrant that you own or otherwise have sufficient rights to the content that you provide, that the content is accurate, that it does not violate this Agreement or any applicable law, and that it will not violate the rights of any person or entity. You further grant us a non-exclusive, perpetual, irrevocable license and right to use any of your user-provided content for any purpose. This grant of rights and license applies to use of your name, photo, likeness, voice, and other personal information, if included in the user-provided content and allows Crain to display, distribute, reproduce, modify, translate, edit, and create derivative works from the user-provided content throughout the world for any purpose and in any media (including for advertising, marketing or other commercial purposes).
Crain reserves the right to delete or edit any of your comments or content at any time, for any reason, but has no obligation to review or remove any such comments or content. We further reserve the right to disclose any information about you, including registration data, in order to comply with any applicable laws and/or requests under legal process, to operate our systems properly, to protect our property or rights, and to safeguard the interests of others.
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- uploads copyrighted or other proprietary material of any kind without the express permission of the owner of that material; or
- uploads or transmits viruses or other harmful, disruptive or destructive files.
Business Insurance's Directories and Rankings are a copyrighted product of Crain Communications Inc. All rights reserved. Reproduction or use of the lists and database contents in any manner other than as allowed under this license agreement is strictly prohibited.
The information in Business Insurance's Directories and Rankings are licensed to you under the following terms and conditions and not sold. The copyrighted lists and database contents may not be copied, shared, resold, redistributed, sublicensed or publicly displayed on a web site without the permission of Business Insurance. This restriction applies to lists of selected data that the licensee may create from using the database contents.
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This Agreement, all intellectual property issues, and your rights and obligations shall be governed by the laws of the United States of America and the State of Michigan governing contracts wholly entered into and wholly performed within Michigan and any action to enforce this Agreement or in any manner related to the Service shall be brought exclusively in the federal or state courts located in Detroit, Michigan, and you agree to submit to the jurisdiction of such courts.
You agree to be responsible for any damages resulting from your breach of this Agreement and reimburse us for all of costs, expenses and fees (including all attorney's fees) arising from or relating to your breach.
If you believe that your work has been copied and is accessible through the Service in a way that constitutes copyright infringement, or that the Service contains a link or other reference to another online location that contains materials or activity that infringes on your copyright rights, you may notify Crain Communications Inc. by providing the information required by the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act, 17 U.S.C. § 512 to the following address:
Attn: Legal Counsel
1155 Gratiot Avenue
Detroit, Michigan 48207-2913
Phone Number 313-446-6000
Updated August 5, 2011